Isaac Bensussen & Associates

DEAR FIRST TIME BUYER:

Ownership brings many rewards. This Administration is very interested in helping FIRST TIME BUYERS achieve the dream of owning a home. To make this dream possible, the Administration instituted a tax credit of $ 8,000 for FIRST TIME BUYERS or if you have not bought a home in the last 3 years. In order to be eligible for this refund, you need to make less than $ 75,000 a year or if you are a couple $150,000 per year. Also, you need to occupy the home as your primary residence. This $ 8,000 tax gift, does not work as a tax credit but as a tax refund. If you paid your taxes for 2008, you can claim the refund when you file your 2009 Tax Return, otherwise, you can file an additional Tax Return this year claiming the $ 8,000 tax refund. This refund comes to you in a check, not as a tax credit, but like your usual tax refunds. If you decide to work with us I will explain to you in detail how this tax refund works. Also, we will let you know you of the additional benefits of owning a home. My name is Isaac Bensussen and I specialize in FIRST TIME BUYERS. I have been selling property all over San Diego for more than 32 years. I have sold many properties in the neighborhoods and price range you are interested in; many times representing FIRST TIME BUYERS and other times representing Sellers.

I believe this is a great time to buy. Prices are extremely fair, inventory is still somewhat high and interest rates are at an all time low. There has never been a better time to buy.

I work with my wife Abot and my daughter Becky, both long time Real Estate Licensees. My daughter has lived in San Diego for many years and she does some of the showings. She is very efficient, knowledgeable and organized. We take our job very seriously. We understand that many times a home purchase is the largest investment a client has to make. By that we mean, we have to keep our Buyers informed at every stage of the transaction.

We work very hard trying to obtain the best price for our clients. We know how to negotiate aggressively foreclosures and short sales. Also, we walk our clients through the different steps of the transaction and ease some of the pressure that FIRST TIME BUYERS feel through their home acquisition.

You can go to our website and read some of the testimonials of many of our long time clients. Also, in the same website you can check for properties at any time, in any area. Our websites are www.besthomesinlajolla.com  and www.homesandcondominiumsinsandiego.com

Please give us a call or email us at your earliest convenience so we can talk about your wants and needs so we can match them with available properties. Some of these properties might be exceptional good values in today's market. Best phone numbers to reach us are 619-392-4344 or 858-699-0253 and remember ALL THE SERVICES WE PROVIDE TO OUR BUYERS ARE FREE-FREE-FREE. In California, Sellers pay our commission.